Feb. 26, 2025

Grok 3 vs. ChatGPT - The Ultimate Battle

Grok 3 vs. ChatGPT - The Ultimate Battle

🎧 Grok 3 vs. ChatGPT: The Ultimate Battle

💡 Welcome to AI Frontier AI, part of the Finance Frontier AI podcast series, where we explore the most significant breakthroughs in artificial intelligence, technology, and innovation, and how they shape the future of business and society. In today’s episode, Max and Sophia dive into the ultimate AI showdown between Grok 3 and ChatGPT. Backed by Elon Musk, Grok 3 is pushing the boundaries of real-time AI, while ChatGPT remains the industry leader in structured reasoning and multimodal capabilities. Which one comes out on top? Speed, accuracy, creativity, coding—we test them all. From real-world user reactions to the true cost of AI access, this episode breaks down everything you need to know before choosing your AI assistant.

📰 Key Topics Covered

🔹 Speed vs. Accuracy – Can Grok 3’s real-time access beat ChatGPT’s structured responses?
🔹 AI for Work & Creativity – Which AI delivers better results for content creation, research, and business tasks?
🔹 Grok 3’s Strengths – A deep dive into DeepSearch, Think Mode, and Big Brain Mode, and how they stack up against GPT-4o.
🔹 ChatGPT’s Multimodal Edge – What ChatGPT’s DALL·E, Sora video generation, and Pro-tier multimodal capabilities mean for AI users.
🔹 The Cost of AI – Is ChatGPT Plus worth the $20/month? Does Grok 3’s free tier hold up against X Premium+ ($40/month) or SuperGrok ($30/month)?
🔹 What Real Users Are Saying – A breakdown of the most controversial opinions from X, Reddit, and AI forums on Grok 3 vs. ChatGPT.
🔹 Final Verdict – Should you subscribe to ChatGPT Plus, Pro, or Grok 3’s paid tiers? Or is using both the smartest move?

📊 Real-World AI Insights

🚀 Real-Time AI vs. Structured AI – Does pulling data from the web actually make Grok 3 more useful, or just faster at making mistakes?
🚀 The AI Pricing Dilemma – With AI subscriptions costing between $20 to $200/month, what’s the best option for casual users vs. professionals?
🚀 Grok 3’s Rise in AI Coding – Why developers are saying Grok 3 outperforms ChatGPT in writing efficient code.
🚀 ChatGPT Pro’s Sora Video Generation – How OpenAI’s $200/month Pro tier unlocks next-level AI capabilities that could redefine content creation.
🚀 Who Owns AI’s Future? – Is Musk’s Grok 3 a serious ChatGPT competitor, or just another part of X’s ecosystem play?

🎯 Key Takeaways

Grok 3 is fast, but accuracy varies. If real-time data is a priority, Grok 3 has the edge, but fact-checking is essential.
ChatGPT is still the best for structured responses and creativity. If you need research, content generation, or professional AI support, GPT-4o is the gold standard.
Grok 3’s free tier is useful, but paid tiers unlock its full power. Serious users will need X Premium+ ($40/month) or SuperGrok ($30/month) for unrestricted AI access.
ChatGPT Plus vs. Pro – The pricing gap matters.Plus ($20/month) offers GPT-4o, while Pro ($200/month) includes the o1 model, multimodal features, and Sora.
The best AI depends on your workflow.Traders, developers, and journalists may benefit from Grok 3’s real-time access, while writers, researchers, and businesses might find more value in ChatGPT’s structured intelligence.

🌐 Explore More AI Insights

📢 Visit financefrontierai.com to access all episodes grouped by series—AI Frontier AI, Make Money, Finance Frontier, and Mindset Frontier AI.
📲 Follow us for daily insights on X.
🎧 Subscribe on Apple Podcasts and Spotify to stay ahead of the biggest trends in AI.
🔥 If you enjoyed this episode, leave a 5-star review—it’s the best way to support the show and help others find it!

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Picture this Two AI Titans step
into the ring. 1 The reigning

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champion ChatGPT polished,
refined in the AI you've

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probably used for work writing
and creative brainstorming.

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The other, a bold challenger,
Brock. 3 unpredictable,

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unfiltered, and backed by none
other than Elon Musk.

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This isn't just another AI
comparison, this is a fight for

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the future of artificial
intelligence.

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But here's where things get
interesting.

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Cha Chi PT is reliable,
structured, and versatile.

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It's been the go to AI assistant
since 2022, but its last

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knowledge update April 2024.
That means if you ask about

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what's trending right now, it's
guessing.

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Grok 3.
That's a different story.

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No knowledge cut offs.
It's life pulling real time data

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from the web and X, formerly
Twitter, processing breaking

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news, market shifts and whatever
wild thing must tweeted 10

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seconds ago.
This fight isn't just about

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who's smarter, it's about who's
more useful in the real world.

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And today we're testing both
side by side, no filters, no

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marketing spin.
Can Grock 3's real time edge

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out?
Wait chat, GP, TS, polished

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experience?
Does real time data actually

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make an AI more accurate or just
faster?

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Being wrong?
And their real question, which

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one should you be using?
We're hosting this episode from

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a high tech AI research lab in
Los Angeles, where real world AI

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testing is happening right now.
The air hums with the low buzz

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of cooling fans as rows of
liquid cooled server racks glow

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and neon blue.
It's the kind of place where AI

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models aren't just tested,
they're pushed to their limits.

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Engineers and hoodies and noise
cancelling headphones move

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between workstations, some
locked in on performance

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metrics, others adjusting
training parameters on the fly.

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There's a giant wall of monitors
in front of us, each one running

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a live feed of ChatGPT and Grok
3, processing the same prompts

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side by side.
The responses roll in like

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ticker tape on a Stock Exchange,
some smooth and structured,

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others raw, unpredictable,
firing off in real time.

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The energy in the room is
electric.

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Every test, every prompt is a
battle.

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One side of the lab favors
ChatGPT researchers, nodding in

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approval as it crafts well
structured, articulate

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responses.
The other side is all about

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Grok, Three eyes lighting up as
it pulls in real time data,

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responding with the latest
headlines, tweets, even a

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breaking stock alert mid
conversation.

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This is why we're here.
Not in the soundproof studio,

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not in a corporate boardroom,
but on the ground, in a place

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where AI models are stress
tested like race cars on a

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track.
Because today we're not just

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talking about AI, we're watching
it fight for dominance in real

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time.
Over the next hour, we're going

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to push both models to their
limits.

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Speed test who answers faster.
News test who gets today's

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headlines right.
Creativity test who tells a

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better story.
Coding test who writes better

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software.
And we won't just rely on test

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results.
We'll also break down a real

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user reactions, what people are
actually saying online about

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using Grok 3 and ChatGPT, and
business content creation and

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everyday life.
By the end, we'll declare a

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winner, or at the very least
help you decide which AI

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deserves your time.
Before we dive in, make sure to

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subscribe to Finance Frontier AI
on Spotify, Apple Podcasts, or

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wherever you listen.
Visit financefrontiera.com to

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access all episodes group by
Series AI, Frontier AI, Make

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Money, Finance Frontier, and
Mindset Frontier AI.

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And don't forget to follow us on
X for real time AI dates.

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Let's get started.
The gloves are off.

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It's time to break down what
these two AIS can actually do.

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Because let's be real, AI
battles aren't one on hype,

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they're one on features,
performance, and real world

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usability.
And today we're putting Chat GT

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in Grok 3 head to head in a
feature face off.

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If you're choosing an AI, here's
what actually matters.

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What can it do?
How fast is it?

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How accurate is it?
And let's be honest, how much is

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it going to cost you?
So let's break it down category

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by category.
First up, general knowledge and

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accuracy.
ChatGPT is trained on an

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absolutely massive data set,
fine-tuned over multiple

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generations and designed for
deep structure reasoning.

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It's precise, balanced, and
great at explaining complex

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topics in a way that makes
sense.

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But here's the catch.
It's limited by its last major

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knowledge update in April 2024.
That means for anything that

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happened after that, it's
working off old data.

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That's where Grok 3 plays a
completely different game.

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There is no knowledge cut off.
It's pulling in real time data

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from X and the web.
Meaning if you ask about

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breaking news, market trends, or
the latest AI research, Grok can

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actually tell you what's
happening right now.

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But that comes with a trade off.
Real time data isn't always as

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reliable as something that's
been carefully trained and

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vetted.
It's fast, but it can also be

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fast at being wrong.
Now let's talk about raw power.

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ChatGPT is backed by open AIS,
cutting edge architecture

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designed for deep contextual
understanding and creativity.

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You ask it to write a
screenplay?

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Done.
Need a 10 page business

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strategy?
No problem.

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It's the AI you go to when you
need structured, long form,

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highly polished responses.
Grok 3, though, it's a different

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beast.
It has something called Think

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Mode, which lets it break
complex problems down into

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steps, kind of like showing its
work in math class.

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And then there's Big Brain Mode,
designed to tackle high level

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reasoning and coding challenges.
If ChatGPT is the polished

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writer, Grok is the AI you call
when you want something

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dissected, analyzed, and
debated.

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And Speaking of coding, this is
where things get really

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interesting.
ChatGPT is a strong coding

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assistant.
It can write scripts, debug

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code, and even refactor messy
programs.

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But Grok 3?
It's been benchmarked as

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outperforming ChatGPT in raw
coding tests.

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Developers have already noticed
it writing more efficient code

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and even suggests optimizations
in real time.

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So if you're a software
engineer, this could be a game

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changer.
But there is a major gap between

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them.
Multimodal capabilities.

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ChatGPT Plus users $20.00 per
month get access to GPT 4 O

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which includes text generation,
image analysis and Doll E3 for

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AI generated art.
But if you want open AI's most

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advanced model, you'll need
ChatGPT Pro $200 per month,

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which unlocks the O1 model.
What's the difference?

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O 1 is far better at reasoning,
advanced math and visual

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analysis.
It can look at complex images,

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breakdown diagrams, and even
generate video content with

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Sora.
Meanwhile, Grok 3 still no

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images, no video, no voice.
It's strictly text based.

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And that brings us to the final
round, accessibility and cost.

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ChatGPT has a free tier, meaning
anyone can use it anytime.

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Want the full power of GPT 4?
That'll cost you $20.00 a month.

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Brock 3.
It's locked behind XS Premium

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Plus subscription Dollar 16 per
month, but bundled with all of

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Elon Musk's other premium
features.

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If you're already paying for X
Premium Plus, great.

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If not, that price tag might
make you think twice.

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So here's the real question,
which one fits your life?

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CHA GBT is the all around
workhorse.

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Great for structured content,
multimodal AI and long form

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creative work.
Grock 3.

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It's fast, real time, and better
at technical tasks like coding.

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The choice depends on what you
actually need AI for.

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But theory is one thing, real
world performance is another.

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Next, we're putting these models
through live tests.

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Can Grok 3 really outperform
ChatGPT in speed?

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Can it actually pull in real
time news better than a human?

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And which one gives better
creative responses?

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We're about to find out.
Features are great on paper, but

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real world performance, that's
what actually matters.

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It's one thing to say an AI is
better at something, it's

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another to put it to the test.
So today we're running ChatGPT

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and Grok 3 through 4 brutal
challenges.

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Speed, accuracy, creativity,
coding.

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No fluff, just results.
First up, speed test.

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We ran the same set of 10
prompts through both models.

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News, updates, math problems,
general knowledge, creative

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writing.
And the results.

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Grok 3 is faster, no question.
In fact, on average, it

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responded 35% faster than
ChatGPT.

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But here's the catch.
Sometimes it sacrificed quality

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for speed.
While ChatGPT took longer, its

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responses were often more
structured and complete.

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So if you need instant answers,
Roc three wins.

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If you need something well
thought out, ChatGPT still has

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the edge.
But speed is just one part of

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the equation.
What about accuracy?

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Because let's be honest, an AI
that responds fast but gets

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things wrong isn't exactly
useful.

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So for our accuracy test, we
threw 10 fact based questions at

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both AIS.
Things like who won the Super

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Bowl last weekend and what's the
current inflation rate in the

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US.
This is where Grok 3's real time

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browsing should give it an
advantage.

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And in some cases, it did.
When we asked about breaking

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news, Grok 3 pulled in headlines
from X and the web ChatGPT.

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It was stuck guessing based on
old data.

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But here's where it got weird.
Grok 3 sometimes hallucinated

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news that didn't exist.
We asked about a rumored Apple

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product launch.
It confidently told us Apple had

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just announced a new MacBook.
Except Apple had.

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ChatGPT, on the other hand,
admitted it didn't know which,

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let's be real, is better than
making something up.

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So here's the trade off.
If you need up-to-the-minute

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information, Grok 3 is your best
bet.

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But you need to Fact Check
everything.

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ChatGPT won't give you the
latest news, but it's more

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careful with accuracy.
So, news junkies Grok 3 deep

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researchers.
ChatGPT.

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Now let's get to the fun part
Creativity.

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This is where ChatGPT usually
shines, right?

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So we gave both models the same
prompt.

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Write a short sci-fi story about
an AI that takes over the world,

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but in a good way.
And the results?

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Night and day.
ChatGPT wrote a fully structured

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short story beginning, middle,
and end.

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It had character development,
tension, and even a moral

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dilemma.
It was polished like something

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00:11:16,080 --> 00:11:18,160
out of an actual sci-fi
anthology.

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00:11:18,720 --> 00:11:23,360
Grok 3 Way different.
It gave us a wild, fast-paced

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00:11:23,360 --> 00:11:27,000
narrative with punchy dialogue,
almost like a Twitter thread

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00:11:27,000 --> 00:11:30,080
turned into a story.
So creativity depends on what

205
00:11:30,080 --> 00:11:32,200
kind of AI generated content you
want.

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00:11:32,640 --> 00:11:36,160
If you want structured long
form, ready to publish material,

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00:11:36,240 --> 00:11:39,560
ChatGPT is your best bet.
If you like fast,

208
00:11:39,560 --> 00:11:43,000
conversational, high energy
responses, Grok 3 might be more

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00:11:43,000 --> 00:11:45,200
your style.
Finally, the coding test.

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00:11:45,560 --> 00:11:47,600
We gave both models the same
challenge.

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00:11:47,600 --> 00:11:51,800
Write a Python script that pulls
livestock data and calculates

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00:11:51,800 --> 00:11:55,120
moving averages.
And this one wasn't even close.

213
00:11:55,600 --> 00:11:58,960
Grok 3 wrote the script in one
go with no major errors.

214
00:11:58,960 --> 00:12:04,160
Chat GPTS version still good but
slightly more verbose and less

215
00:12:04,160 --> 00:12:07,000
optimized.
Grock's ability to refactor and

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00:12:07,000 --> 00:12:09,920
improve its own code on the fly
gave it the win.

217
00:12:10,160 --> 00:12:13,920
So let's recap.
Grock three wins on speed and

218
00:12:13,920 --> 00:12:16,480
real time news retrieval, but
you need to Fact Check it.

219
00:12:16,960 --> 00:12:20,240
ChatGPT wins on structured
content and accuracy, but it's

220
00:12:20,240 --> 00:12:23,120
working off old data.
Grock 3 takes the crown for

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00:12:23,120 --> 00:12:26,520
coding, while ChatGPT is still
the go to for creative writing

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00:12:26,520 --> 00:12:29,920
and multimodal capabilities.
Bottom line, there's no

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00:12:29,920 --> 00:12:33,080
one-size-fits-all winter.
It all depends on what you need.

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00:12:33,240 --> 00:12:35,800
And that brings us to the next
big question.

225
00:12:35,920 --> 00:12:38,920
How does social media and the AI
community feel about this

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00:12:38,920 --> 00:12:41,200
battle?
What are real users saying about

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00:12:41,200 --> 00:12:45,440
Grok 3 and ChatGPT?
We've gathered reactions from X,

228
00:12:45,440 --> 00:12:49,080
Reddit and AI forums, and trust
me, people have some strong

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00:12:49,080 --> 00:12:51,120
opinions.
That's coming up next.

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00:12:51,440 --> 00:12:54,000
AI models don't exist in a
vacuum.

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00:12:54,320 --> 00:12:57,120
What really matters is how real
people use them.

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00:12:57,560 --> 00:13:01,320
And when it comes to Grok 3
versus ChatGPT, the Internet has

233
00:13:01,320 --> 00:13:05,960
some very strong opinions.
Some users are all in on Grok's

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00:13:05,960 --> 00:13:10,080
real time capabilities.
Others swear ChatGPT is still

235
00:13:10,080 --> 00:13:15,000
the king of AI.
We went deep X Reddit AI forums

236
00:13:15,000 --> 00:13:16,920
to see what people are actually
saying.

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00:13:17,120 --> 00:13:20,720
Let's start with X users.
Since Croc 3 is built directly

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00:13:20,720 --> 00:13:24,920
into X, it has a dedicated fan
base that swears by it. 1 user

239
00:13:24,920 --> 00:13:27,120
wrote.
Croc 3 is the first AI that

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00:13:27,120 --> 00:13:29,880
actually feels alive.
It's like having a research

241
00:13:29,880 --> 00:13:33,360
assistant that doesn't sleep.
Another said Deep Search is a

242
00:13:33,360 --> 00:13:36,160
game changer.
I asked it about a legal case

243
00:13:36,200 --> 00:13:39,320
and it pulled up real time
discussions from legal experts.

244
00:13:39,480 --> 00:13:44,160
But not everyone is convinced. 1
Common complaint inconsistency

245
00:13:44,440 --> 00:13:48,120
another user posted Grok 3 is
fast, but sometimes it's

246
00:13:48,120 --> 00:13:51,280
straight up makes things up.
I asked about a breaking news

247
00:13:51,280 --> 00:13:54,520
event and it gave me a
completely wrong update.

248
00:13:54,720 --> 00:13:57,680
And this is a trend.
People love its speed, but some

249
00:13:57,680 --> 00:14:01,040
are worried about accuracy.
Over on Reddit, the discussions

250
00:14:01,040 --> 00:14:04,280
are just as heated.
The R slash artificial

251
00:14:04,280 --> 00:14:07,200
intelligence subreddit has
threads debating whether Grok

252
00:14:07,200 --> 00:14:11,480
3's real time advantage actually
matters, one highly upvoted

253
00:14:11,480 --> 00:14:14,040
comment reads.
I don't need an AI to tell me

254
00:14:14,040 --> 00:14:16,720
the latest news.
I needed to break things down in

255
00:14:16,720 --> 00:14:20,440
a way that actually makes sense.
And this is where ChatGPT

256
00:14:20,440 --> 00:14:23,760
shines.
ChatGPT has built a reputation

257
00:14:23,760 --> 00:14:27,720
for being structured, balanced
and well reasoned. 1 redditor

258
00:14:27,720 --> 00:14:30,680
put it best.
ChatGPT doesn't always have the

259
00:14:30,680 --> 00:14:34,440
latest info, but I trust it more
when I use grok.

260
00:14:34,520 --> 00:14:36,640
I feel like I have to double
check everything.

261
00:14:36,960 --> 00:14:40,520
Another comment.
Chat GT is my go to for long

262
00:14:40,520 --> 00:14:43,120
form content.
Grok Three is fun, but I

263
00:14:43,120 --> 00:14:44,960
wouldn't trust it for anything
serious.

264
00:14:45,120 --> 00:14:49,280
But it's not all bad for Grok.
A growing number of developers

265
00:14:49,280 --> 00:14:52,200
and analysts are moving toward
it because of its coding

266
00:14:52,200 --> 00:14:54,560
abilities.
A user in our programming

267
00:14:54,560 --> 00:14:57,400
posted.
Grok 3 actually optimized my

268
00:14:57,400 --> 00:14:59,440
Python script in a way I didn't
expect.

269
00:14:59,800 --> 00:15:02,480
It's way better for technical
queries than ChatGPT.

270
00:15:02,640 --> 00:15:04,440
Then there's the question of
tone.

271
00:15:05,040 --> 00:15:08,120
ChatGPT is known for being
neutral and professional.

272
00:15:08,720 --> 00:15:10,880
Grok 3.
It's got attitude.

273
00:15:11,320 --> 00:15:15,640
Some users love the snarky
conversational replies, others

274
00:15:16,240 --> 00:15:21,160
not so much. 1X user complained
I asked Rock for a summary of a

275
00:15:21,160 --> 00:15:23,320
book and it roasted the author
instead.

276
00:15:23,440 --> 00:15:26,600
Another defended it.
I like that Grok doesn't feel

277
00:15:26,600 --> 00:15:29,920
like a corporate PR bot.
So where does this leave us?

278
00:15:30,240 --> 00:15:34,040
If you want an AI that's fast,
real time, and unfiltered, Grok

279
00:15:34,040 --> 00:15:36,680
3 is for you.
If you want something polished,

280
00:15:36,680 --> 00:15:40,000
structured, and reliable, stick
with ChatGPT.

281
00:15:40,400 --> 00:15:43,560
But if you're like most users,
you'll probably end up using

282
00:15:43,560 --> 00:15:46,080
both.
But that leads us to the biggest

283
00:15:46,080 --> 00:15:49,040
question of all.
What's the best use case for

284
00:15:49,040 --> 00:15:52,120
each AI?
Should you use Grac for work?

285
00:15:52,360 --> 00:15:56,280
ChatGPT for research?
Or is there a way to combine

286
00:15:56,280 --> 00:15:59,160
them for the best experience
that's coming up next.

287
00:15:59,360 --> 00:16:02,760
So now that we've seen the
strengths, weaknesses, and what

288
00:16:02,760 --> 00:16:05,200
real users think, let's get
practical.

289
00:16:05,520 --> 00:16:07,960
Which AI should you actually
use?

290
00:16:08,160 --> 00:16:11,800
Because let's be honest, most of
us aren't just running AI

291
00:16:11,800 --> 00:16:15,600
benchmarks for fun.
We need tools that make life

292
00:16:15,600 --> 00:16:18,160
easier.
O let's break this down into

293
00:16:18,160 --> 00:16:20,800
real world use cases.
If you're in business,

294
00:16:20,800 --> 00:16:24,880
marketing, or content creation,
Chat GT is still the clear

295
00:16:24,880 --> 00:16:27,280
winner.
It's structured, it understands

296
00:16:27,280 --> 00:16:30,280
tone, and it generates polished,
professional content.

297
00:16:30,680 --> 00:16:33,640
If you need an e-mail sequence,
a LinkedIn post, or a press

298
00:16:33,640 --> 00:16:37,680
release, ChatGPT delivers clean,
ready to use material without

299
00:16:37,680 --> 00:16:39,840
requiring much editing.
Grok 3.

300
00:16:40,000 --> 00:16:45,680
It's fun, fast and sharp, but it
doesn't have the same long form

301
00:16:45,680 --> 00:16:48,640
writing flow.
But what if you're in finance,

302
00:16:48,640 --> 00:16:52,240
trading, or research?
That's where Grok 3 shines.

303
00:16:52,640 --> 00:16:55,480
It's not just about pulling in
real time stock data.

304
00:16:55,480 --> 00:16:59,480
It has Deep Search, a powerful
AI driven web and X analysis

305
00:16:59,480 --> 00:17:02,680
tool that finds and ranks the
most relevant live information.

306
00:17:02,800 --> 00:17:06,200
That means Grog doesn't just
scrape headlines, it evaluates

307
00:17:06,200 --> 00:17:10,280
sources, cross checks claims,
and gives context, something no

308
00:17:10,280 --> 00:17:13,119
other AI does at this speed.
What about coding?

309
00:17:13,599 --> 00:17:16,240
If you're a developer, you know
how important real time

310
00:17:16,240 --> 00:17:20,400
debugging and optimization are.
ChatGPT is great for explaining

311
00:17:20,400 --> 00:17:24,359
concepts, writing documentation,
and breaking down complex

312
00:17:24,359 --> 00:17:26,240
problems.
But Grok 3?

313
00:17:26,680 --> 00:17:29,840
It's been outperforming ChatGPT
in pure coding ability,

314
00:17:29,840 --> 00:17:32,840
especially in efficiency and
live code optimization.

315
00:17:33,000 --> 00:17:35,720
If you're writing scripts,
debugging, or looking for raw

316
00:17:35,720 --> 00:17:38,360
performance, Grok is probably
the better choice.

317
00:17:38,520 --> 00:17:40,960
But let's talk about AI for
everyday life.

318
00:17:41,400 --> 00:17:43,960
If you need an assistant that
helps you organize your day,

319
00:17:44,040 --> 00:17:47,520
answer complex questions, and
provide detailed explanations,

320
00:17:47,560 --> 00:17:51,000
ChatGPT is your go to.
It's more structured, more

321
00:17:51,000 --> 00:17:54,000
polished, and easier to use in
day-to-day workflows.

322
00:17:54,440 --> 00:17:57,560
Grok 3, on the other hand, is
best for quick, dynamic

323
00:17:57,560 --> 00:18:00,240
interactions.
Think real time recommendations,

324
00:18:00,240 --> 00:18:02,920
fast fact checking, and casual
brainstorming.

325
00:18:03,120 --> 00:18:05,000
And then there's the price
factor.

326
00:18:05,440 --> 00:18:08,760
ChatGPT offers a free tier,
meaning you can always use a

327
00:18:08,760 --> 00:18:11,280
version of it without paying
Brock 3.

328
00:18:11,640 --> 00:18:13,560
It's locked behind X Premium.
Plus.

329
00:18:13,920 --> 00:18:16,320
That means unless you're already
paying for Elon Musk's

330
00:18:16,320 --> 00:18:18,600
subscription plan, you won't
even have access.

331
00:18:18,960 --> 00:18:20,480
That's a deal breaker for some
users.

332
00:18:20,880 --> 00:18:24,280
So here's the final breakdown.
If you need real time news

333
00:18:24,360 --> 00:18:27,760
coding, refinance data, Brock 3
is the better choice.

334
00:18:28,120 --> 00:18:31,520
If you need structured content,
writing, creativity, or a

335
00:18:31,520 --> 00:18:34,520
reliable assistant, ChatGPT is
still king.

336
00:18:34,920 --> 00:18:37,680
But here's the reality.
Subscribing to both can cost

337
00:18:37,680 --> 00:18:41,360
anywhere from $50.00 to over
$200 a month, depending on the

338
00:18:41,360 --> 00:18:43,720
plan.
For most people, picking one AI

339
00:18:43,720 --> 00:18:45,800
that fits their workflow is the
smarter choice.

340
00:18:46,160 --> 00:18:50,000
If you're a trader, journalist,
or developer, Grog 3's live data

341
00:18:50,000 --> 00:18:51,640
and deep search give it the
edge.

342
00:18:52,000 --> 00:18:54,720
If you need a research
assistant, a writing tool, or

343
00:18:54,720 --> 00:18:58,640
multimodal AI, ChatGPT is the
better long term investment.

344
00:18:58,800 --> 00:19:01,680
But that leads to the biggest
question of all which AI is

345
00:19:01,720 --> 00:19:05,240
actually worth paying for?
Should you subscribe to ChatGPT

346
00:19:05,240 --> 00:19:08,760
Plus or X Premium Plus?
And what's the best strategy if

347
00:19:08,760 --> 00:19:11,440
you don't want to spend a dime?
That's coming up next.

348
00:19:11,640 --> 00:19:14,880
Let's be real, nobody wants to
pay for an AI subscription

349
00:19:14,880 --> 00:19:18,920
unless it's actually worth it.
With ChatGPT Plus at $20.00 a

350
00:19:18,920 --> 00:19:23,560
month and Rock 3 locked behind X
Premium Plus at $16.00 a month,

351
00:19:23,560 --> 00:19:26,640
the question is, which one gives
you the best value?

352
00:19:26,840 --> 00:19:29,080
And if you're not looking to
spend a dime, what's the

353
00:19:29,080 --> 00:19:30,960
smartest way to use them for
free?

354
00:19:31,080 --> 00:19:35,760
Let's start with ChatGPT Plus.
For $20.00 a month you get GPT 4

355
00:19:35,760 --> 00:19:39,320
O access, faster response times,
and early access to some

356
00:19:39,320 --> 00:19:40,880
features like advanced voice
mode.

357
00:19:41,360 --> 00:19:45,160
If you're a writer, marketer, or
anyone relying on AI for daily

358
00:19:45,160 --> 00:19:49,120
work, this upgrade makes sense.
But if you need open a is most

359
00:19:49,120 --> 00:19:53,760
powerful model, there's also
ChatGPT Pro at $200 a month that

360
00:19:53,760 --> 00:19:57,120
unlocks the O1 model, sort of
video generation and advanced

361
00:19:57,120 --> 00:19:59,840
multimodal reasoning that's not
included in Plus.

362
00:20:00,320 --> 00:20:03,440
If you're a casual user, the
free version of Chat GT still

363
00:20:03,440 --> 00:20:07,000
gives you solid results, just
without GT for O's full power.

364
00:20:07,160 --> 00:20:09,800
Now Grok 3.
Here's where it gets tricky.

365
00:20:10,200 --> 00:20:14,920
As of February 2025, Grok 3 is
now free for all X users, but

366
00:20:14,920 --> 00:20:18,040
with limits.
Full access still requires X

367
00:20:18,040 --> 00:20:21,800
Premium Plus at $40 a month, or
the new Super Grok plan at

368
00:20:21,800 --> 00:20:24,280
$30.00 a month.
If you're already subscribed to

369
00:20:24,280 --> 00:20:27,040
X Premium Plus, Grok 3 is a
solid bonus.

370
00:20:27,040 --> 00:20:30,360
But if you only want the AI,
you're paying for a subscription

371
00:20:30,360 --> 00:20:34,080
that includes extras like ad
revenue sharing, verification,

372
00:20:34,200 --> 00:20:37,600
and longer posts, features that
may or may not matter to you.

373
00:20:37,880 --> 00:20:40,840
So which one gives you more for
your money?

374
00:20:41,240 --> 00:20:45,160
If you need an AI assistant for
work, writing, or structured

375
00:20:45,160 --> 00:20:48,480
tasks, ChatGPT Plus is the
better deal.

376
00:20:48,680 --> 00:20:52,280
You're paying specifically for
better AI performance, and it's

377
00:20:52,280 --> 00:20:54,640
designed to be a true
productivity tool.

378
00:20:55,040 --> 00:20:57,520
Grok 3.
It's worth it if you're already

379
00:20:57,520 --> 00:21:00,960
deep into the ACT ecosystem.
If you use Twitter daily, follow

380
00:21:00,960 --> 00:21:04,240
trends, and want an AI that's
plugged into real time data.

381
00:21:04,400 --> 00:21:07,640
But let's talk about how to get
the most out of these AIS for

382
00:21:07,640 --> 00:21:12,360
free, because not everyone wants
to pay for AI and honestly you

383
00:21:12,360 --> 00:21:14,640
can get a lot without spending a
cent.

384
00:21:15,120 --> 00:21:19,000
The best free strategy?
Use chat GPS free tier for

385
00:21:19,000 --> 00:21:21,440
structured content and detailed
responses.

386
00:21:21,880 --> 00:21:25,360
Then when you need real time
info, jump over to Croc 3 if you

387
00:21:25,360 --> 00:21:27,920
have access to a free trial or
shared account.

388
00:21:28,080 --> 00:21:31,880
Another trick, Use alternative
AI tools to fill in the gaps.

389
00:21:32,240 --> 00:21:35,480
If you need free real time
browsing, try Perplexity AI.

390
00:21:35,800 --> 00:21:39,000
If you need image generation,
use Bing's free Dolly tool.

391
00:21:39,320 --> 00:21:42,800
The key is knowing which AI is
best for each task, because no

392
00:21:42,800 --> 00:21:44,600
single model does it all
perfectly.

393
00:21:44,880 --> 00:21:49,080
So here's the bottom line.
If you need AI daily for work,

394
00:21:49,280 --> 00:21:52,560
ChatGPT Plus is worth the $20.00
a month.

395
00:21:53,000 --> 00:21:56,080
If you're already subscribed to
X Premium Plus, Grok 3 is a

396
00:21:56,080 --> 00:21:59,640
great bonus, but if you're
trying to stay free, the best

397
00:21:59,640 --> 00:22:04,480
strategy is mixing chat GPTS
free version with other AI tools

398
00:22:04,480 --> 00:22:07,840
for different tasks.
But that brings us to the final

399
00:22:07,840 --> 00:22:10,800
decision.
We've tested both models, broken

400
00:22:10,800 --> 00:22:14,680
down their strengths, seeing
what real users think, and even

401
00:22:14,680 --> 00:22:17,600
compared cost.
Now it's time for the final

402
00:22:17,600 --> 00:22:20,160
verdict.
Which AI is actually the best

403
00:22:20,160 --> 00:22:22,280
choice?
That's coming up next.

404
00:22:22,680 --> 00:22:26,160
We've tested them, we've broken
down the features, performance,

405
00:22:26,160 --> 00:22:28,600
real world use cases, and even
the cost.

406
00:22:29,200 --> 00:22:31,000
Now it's time for the final
verdict.

407
00:22:31,000 --> 00:22:34,000
Which AI actually deserves your
time and money?

408
00:22:34,240 --> 00:22:36,520
Let's start with the strengths.
If you need real time

409
00:22:36,520 --> 00:22:40,600
information, up-to-the-minute
news or AI assisted coding, Grok

410
00:22:40,600 --> 00:22:43,920
3 is the better pick.
It's fast, connected to the web,

411
00:22:43,920 --> 00:22:47,200
and constantly learning.
If you're a trader, journalist,

412
00:22:47,200 --> 00:22:50,560
or developer, Grok 3's ability
to pull real time data is a

413
00:22:50,560 --> 00:22:53,000
serious advantage.
But if you need structured,

414
00:22:53,000 --> 00:22:57,240
detailed, and well reasoned
responses, ChatGPT still comes

415
00:22:57,240 --> 00:22:59,040
out ahead.
It's better at long form

416
00:22:59,040 --> 00:23:02,080
writing, business applications,
and creative storytelling.

417
00:23:02,520 --> 00:23:05,120
Plus it has multimodal
capabilities.

418
00:23:05,120 --> 00:23:08,880
It can analyze images, generate
visuals with Dolly, and even

419
00:23:08,880 --> 00:23:11,720
assist with coding explanations
in a way that's easier to

420
00:23:11,720 --> 00:23:14,320
understand.
So which one is better?

421
00:23:14,760 --> 00:23:17,560
It depends on what you need and
what you're willing to pay for.

422
00:23:17,880 --> 00:23:20,720
If you want the AI that's going
to give you the most reliable,

423
00:23:20,720 --> 00:23:23,880
structured answers, creative
writing, and multimodal

424
00:23:23,880 --> 00:23:28,480
capabilities, ChatGPT Plus at
$20.00 per month is a great

425
00:23:28,480 --> 00:23:30,120
value.
If you want cutting edge

426
00:23:30,120 --> 00:23:34,240
reasoning, video generation with
Sora and most advanced AI Open

427
00:23:34,240 --> 00:23:38,840
AI has to offer, you'll need
ChatGPT Pro at $200 per month.

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00:23:39,240 --> 00:23:42,440
If you need real time news, deep
web analysis, and technical

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00:23:42,440 --> 00:23:44,560
coding assistance, Grok 3 is
your AI.

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00:23:44,760 --> 00:23:48,120
And while there's a free
version, full access requires X

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00:23:48,120 --> 00:23:52,680
Premium Plus at $40 per month or
Super Grok at $30.00 per month.

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00:23:53,200 --> 00:23:55,760
Here's the reality.
Subscribing to both can cost

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00:23:55,760 --> 00:23:59,680
well over $200 a month.
So for most people, picking one

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00:23:59,720 --> 00:24:02,800
AI that fits their workflow and
budget is the smart move.

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00:24:03,080 --> 00:24:06,080
But here's the thing, most
people don't have to pick just

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00:24:06,080 --> 00:24:08,720
one.
If you have access to both, the

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00:24:08,720 --> 00:24:10,640
best approach is using them
together.

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00:24:11,040 --> 00:24:15,160
ChatGPT for deep thinking,
structured answers, creative

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00:24:15,160 --> 00:24:17,680
work.
Grok 3 for instant research,

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00:24:17,760 --> 00:24:20,320
real time news, and quick fire
analysis.

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00:24:20,520 --> 00:24:24,880
And if you're asking which one
should I pay for, ChatGPT Plus

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00:24:24,880 --> 00:24:27,240
is the better stand alone
subscription because you're

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00:24:27,240 --> 00:24:29,360
paying directly for AI
performance.

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00:24:29,800 --> 00:24:32,800
If you're already an X Premium
Plus subscriber, Grok 3 is a

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00:24:32,800 --> 00:24:36,720
fantastic AI bonus, but it's not
worth subscribing just for Grok

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00:24:36,720 --> 00:24:38,600
alone.
So what do you think?

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00:24:39,040 --> 00:24:42,000
Which AI wins for you?
We want to hear from you.

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00:24:42,240 --> 00:24:45,920
Tweet us and tell us whether
your team ChatGPT or team Grok

449
00:24:45,920 --> 00:24:47,800
3.
If you're ready to dive deeper,

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00:24:47,880 --> 00:24:49,200
here's what you can do right
now.

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00:24:49,440 --> 00:24:53,520
Subscribe to AI Frontier AI on
Spotify, Apple Podcasts, or

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00:24:53,520 --> 00:24:57,040
wherever you listen.
Visit financefrontierai.com to

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00:24:57,040 --> 00:25:01,040
access all episodes grouped by
series AI Frontier AI, Make

454
00:25:01,040 --> 00:25:03,840
money, Finance Frontier and
mindset Frontier AI.

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00:25:04,000 --> 00:25:07,200
And if you found today's episode
valuable, please take a moment

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00:25:07,200 --> 00:25:10,440
to leave us a five star review.
It helps us grow and reach more

457
00:25:10,440 --> 00:25:11,480
listeners.
Like thank you.

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00:25:12,040 --> 00:25:14,240
Let's stay ahead of the AI
revolution together.

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00:25:14,480 --> 00:25:17,600
A quick reminder, the views and
information shared in today's

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00:25:17,600 --> 00:25:20,520
episode reflect our analysis at
the time of recording.

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00:25:21,040 --> 00:25:24,320
AI evolves rapidly, and new
developments may shift the

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00:25:24,320 --> 00:25:27,200
facts.
Always do your own research and

463
00:25:27,200 --> 00:25:29,400
consult professionals for
tailored advice.

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00:25:29,520 --> 00:25:33,760
Today's music, including our
intro and outro track Night

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00:25:33,760 --> 00:25:37,760
Runner by Audionautics, is
licensed under the YouTube Audio

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00:25:37,760 --> 00:25:40,880
Library license.
Additional tracks are licensed

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00:25:40,880 --> 00:25:44,400
under Creative Commons, and full
details can be found in the

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00:25:44,400 --> 00:25:48,480
episode description.
Copyright Copyright 2025 Finance

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00:25:48,480 --> 00:25:53,360
Frontier AI All rights reserved.
Reproduction, distribution, or

470
00:25:53,360 --> 00:25:55,960
transmission of this episode's
content without written

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00:25:55,960 --> 00:25:57,880
permission is strictly
prohibited.

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00:25:58,360 --> 00:26:00,440
Thank you for listening and
we'll see you next time.